AllRatesToday alternative: fxapi vs AllRatesToday

This page is for developers comparing AllRatesToday (allratestoday.com) with fxapi as an AllRatesToday alternative. AllRatesToday is a UK-based service founded in 2026. It offers paid plans from €4.99 a month with one-minute updates on every paid plan, a Business plan with official rates from central banks and tax authorities, output as JSON, CSV, XML or XLSX, and SDKs plus an MCP server. fxapi is the better fit when you need a clearly defined free plan with historical data, fluctuation and IAS 21 period averages, history back to 1999 for every currency, or crypto and precious metals in the same API.

fxapi vs AllRatesToday at a glance

Competitor information checked on October 9, 2026 from allratestoday.com, its pricing, docs, FAQ, about and terms pages. Prices exclude VAT. Plans change – verify on their site.

Where AllRatesToday is strong

• Low entry price with fast updates. €4.99 a month for 5,000 requests, and one-minute updates on every paid market-rate plan.
• Official rates in the same account. The Business plan covers rates published by central banks and tax authorities, with long official series such as ECB rates from 1999.
• Any base currency, with several target currencies in one request.
• Four output formats, including XLSX for spreadsheet users.
• Developer tooling. An OpenAPI spec, SDKs, an MCP server and endpoints that mimic other providers’ response formats.

Where fxapi is different

A free plan with history and analytics

fxapi’s Free plan is 300 requests a month with daily historical rates back to 1999, fluctuation and period averages. AllRatesToday’s pricing page excludes historical rates and commercial use on its free plan, and its pages describe the free allowance in different ways.

IAS 21 averages in one request

/v1/average returns monthly, quarterly or yearly averages with min and max per currency, as JSON or CSV – the translation rates finance teams need for accounting and reporting. AllRatesToday documents no averages endpoint.

History for every currency since 1999

All 190+ fxapi codes have daily data from 1 January 1999 on every plan, so long backtests and multi-year reports use one consistent series.

Crypto and precious metals

16 cryptocurrencies and gold, silver, platinum and palladium use the same endpoints as fiat – see the crypto and gold and silver pages.

Volume at 60-second updates

Professional includes 600,000 requests a month with 60-second updates for $34.99, Enterprise 1,700,000 for $74.99. At AllRatesToday, the largest listed market-rate plan includes 100,000 requests for €49.99.

Migrating from AllRatesToday to fxapi

Endpoint mapping

Response shape

AllRatesToday’s rates endpoint returns an array of objects with rate, source, target and time. fxapi returns one object: meta.last_updated_at and a data map keyed by currency code, where each entry has code and value. Errors use HTTP status codes in both; fxapi adds 422 with an errors object per invalid parameter.

Before and after

AllRatesToday:

curl "https://allratestoday.com/api/v1/rates?source=USD&target=EUR,GBP" \
  -H "Authorization: Bearer YOUR_API_KEY"

fxapi:

curl -G "https://api.fxapi.com/v1/latest" \
  -d base_currency=USD -d currencies=EUR,GBP \
  -H "apikey: $FXAPI_KEY"

const res = await fetch("https://api.fxapi.com/v1/latest?base_currency=USD&currencies=EUR,GBP", {
  headers: { apikey: process.env.FXAPI_KEY },
});
if (!res.ok) throw new Error(`fxapi ${res.status}`);
const { meta, data } = await res.json();

// AllRatesToday-style array for existing code
const rows = Object.values(data).map((r) => ({
  rate: r.value,
  source: "USD",
  target: r.code,
  time: meta.last_updated_at,
}));

See the JavaScript guide for caching and error handling.

Verdict

Choose AllRatesToday if a very low entry price with one-minute updates matters most, or if you need official central-bank and tax-authority rates and XLSX output. Choose fxapi if you want a free plan with historical data, fluctuation and IAS 21 averages, daily history back to 1999 for every currency, crypto and precious metals, or more requests at 60-second updates – and test it with your own pairs on the free plan.

fxapi is a foreign exchange rates API by Everapi GmbH (Austria): live and historical rates for 190+ currencies, time series, conversion, fluctuation and period averages.

Frequently asked questions